Set up super payments
If your MYOB subscription includes payroll it includes Pay Super – so it's Payday Super ready. Set up super payments in a few simple steps.
Set up Pay Super
Make super payments straight from MYOB Business into your employees' super funds.
Add super funds
Set up your employees' super funds so payments go to the right place.
Set your default super fund
Every employer needs a default super fund that employees can choose if they don't already have a fund.
The ATO's super clearing house has closed
The ATO's Small Business Super Clearing House closed on 1 July 2026 - set up Pay Super to stay compliant.
Check payroll settings
Avoid delays and compliance issues by making sure payroll is set up to suit your business.
Check payroll setup
Check that things are set up to suit the way payroll works in your business.
Check employee details
Avoid super payment delays by sending employees a request to confirm their fund details.
Confirm your pay frequency
Payday Super requires you to pay super each time you pay an employee, so you can check or change an employee's pay cycle.
Understand 'qualifying earnings'
The ATO use 'qualifying earnings' to work out which payments count towards super, so it’s important to check which pay items are included.
Make super payments
Once you're set up, paying super on payday is a breeze.
Pay super each pay run
Super is calculated automatically when you do a pay run. You can then pay the contributions to your employees' funds.
Authorise a super payment
Authorise super payments at the same time they're paid, or an authoriser can do it later.
Check the status of a super payment
See whether a payment needs authorising, if it's completed or if there are any issues.
Pay super for contractors
If you pay contractors for labour, you might need to also pay super for them
Check payments or make adjustments
Keep an eye on your super payments and easily fix mistakes.
Change Pay Super details
Change your Pay Super limit, manage who can authorise super payments for your business, or change the bank account payments are paid from.
Check superannuation reports
MYOB Business includes payroll reports to keep track of how much super you've paid for your employees.
Adjust a super payment
Fix a super payment in the employee's next pay or in a separate pay run.
Stay compliant
Keep in the good books with your employees – and the ATO.
Use self-onboarding for new employees
Save time and ensure accurate employee details – get new starters to submit their own personal, banking and super details straight into MYOB Business.
Use the ATO's Payday Super resources
Check the ATO website for all the super rules, business guides, videos and other handy resources.
Manage super during the changeover
Check this great ATO info about how to manage the change from quarterly super payments to the new Payday Super requirements from 1 July 2026.
Trending topics for Payday Super
Penalties can apply if you're late paying super
If super contributions don't reach an employee's fund within 7 business days of payday, the Super Guarantee Charge (SGC) applies. The SGC covers the shortfall, interest compounding daily, and an administrative component.
The SGC is tax-deductible — a change from pre-1 July 2026 — but it still adds cost and admin. The best way to avoid it is to submit payments promptly and keep employee fund details accurate.
For the first year, the ATO has confirmed that employers making a genuine effort to comply and who resolve issues quickly will not be the primary focus of compliance action. Deliberate or repeated non-compliance will still attract penalties.
Pay Super payments typically take 3–5 business days to clear
If you've submitted a super payment on time, but it hasn't shown up in your employee's fund yet, it can take 3-5 business days to clear end-to-end. Plus, super funds can take a further few days to allocate contributions to member accounts. So a few days between submission and the fund balance updating is normal.
To check where your payment is, go to Payroll > Super payments and look at the payment status. If the status shows Completed, the payment has been sent successfully — the employee can confirm receipt directly with their fund.
If a payment has been sitting in Processing after 7 business days, contact us.
Cash flow issues don’t exempt you from paying super on time
Payday Super is a legal obligation from 1 July 2026 — there's no formal exemption for cash flow difficulties. Contributions must reach employee funds within 7 business days of payday regardless of your business's cash position. If they don't, the Super Guarantee Charge (SGC) applies.
A few things that can help:
Review your pay cycle — more frequent, smaller super payments can be easier to manage than one large quarterly outflow
Use MYOB's cash flow and budgeting tools to plan ahead for regular payments
The ATO has published a Cash Flow Kit with practical tools and guidance
If you're facing genuine financial difficulty, contact the ATO early. Employers who proactively engage and make genuine efforts to comply are less likely to be the focus of compliance action in the first year.
The ATO's Small Business Clearing House closed on 1 July
The Small Business Super Clearing House (SBSCH) closed permanently on 1 July 2026. If you were using it, you'll need to pay super through an alternative method from now on.
The simplest path is Pay Super, which is built into MYOB Business payroll and included in any subscription that includes payroll. You can set it up directly at Payroll > Super payments.
Before you start processing payments through Pay Super, make sure you've reconciled any super that was already paid through the SBSCH — you don't want to accidentally submit contributions for periods already covered. Check your super liability account in MYOB to confirm what's been paid and what's outstanding.
If you pay yourself through payroll, Payday Super likely applies to you
If you pay yourself a salary or wages through payroll, you're likely entitled to super under the Superannuation Guarantee rules — and from 1 July 2026, that super must reach your fund within 7 business days of each payment.
This applies whether you're a sole director, a family business employee, or one of many employees.
If you currently pay yourself quarterly or irregularly, you'll need to adjust your process so super is paid alongside each wage payment from 1 July.
If you're unsure whether you're classified as an employee for super purposes, speak with your accountant or advisor.
Pay Super isn’t available for WPN-only businesses yet
Pay Super currently requires an ABN to register. If your business operates under a Withholding Payer Number (WPN) — for example, NDIS self-managed participants or certain other entities not required to hold an ABN — you're not able to register for Pay Super at this stage.
MYOB is working on WPN support and will let you know when it becomes available. In the meantime, you'll need to manage super payments through an alternative compliant method. Speak with your advisor to confirm the right approach for your situation.