There are no setup or cancellation fees for online payments. There's just a transaction fee that applies to each payment you receive when a customer pays via the Pay securely button in their invoice. But this is passed on to your customer unless you turn off surcharging.
Transaction fee: $0.25 per transaction + 1.8% of the invoice value (including GST).
When a customer pays from their invoice, the fees are deducted from their payment and the balance is deposited into your nominated bank account.
Fee example for $100 invoice
Invoice total = $100
Fees = 25c + $1.8 (1.8% of invoice total) = $2.05
If you surcharge (pass on the 1.8% and 25c to the customer), the customer pays $100 + $2.05 = $102.05
If you don't surcharge, the customer pays the invoice value ($100)
MYOB deducts $2.05 in fees from the customer's payment, and you receive the balance
If you surcharge, you'll receive $102.05 - $2.05 = $100.00
If you don't surcharge, you'll receive $100 - $2.05 = $97.95
If there's GST on the invoice, the surcharge will also include GST, which the customer pays. The app takes care of GST calculations, so you don’t have to worry about it.